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An oasis of lush palm gardens with homes designed for outdoor entertaining from a private pool to an outdoor kitchen. Many Palm Bay homes are accessorized with gourmet kitchens, formal dining rooms, and 20-foot ceilings that accentuate these formal abodes. |
Forecasted to become the new "Downtown Panama City Beach;" with its collection of upscale culinary experiences and espresso bars to chic retail shops and couture boutiques. Discover your new vacation home beachside at Calypso Condos adjacent to Pier Park. |
With its strong sense of community, with only 150-plus homes, this tightly woven neighborhood provides a community pool and pedestrian friendly sidewalks. Summerwood is only a half mile from the beach and neighbors Pier Park. Family-focused neighborhood. | 
Request our Free Panama City Beach and Panama City Relocation Package. It's packed full of useful and important information about the Panama City Beach and Panama City, Florida area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out... It's our job to know EVERYTHING about Panama City Beach and Panama City! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... 
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?
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| A |
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
